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SCHEDULE Filed 2025-12-29 Event 2025-12-22 SEC 0001297602-25-000021 →

Garg Vishal Better Home & Finance Holding Co BETRW

Stake: 16.00% Shares: 1,927,619 CUSIP: 08774B508 Class: Class A common stock, par value $0.0001 per share

Item 4 — Purpose of Transaction

Item 4 of the Schedule 13D is hereby amended and supplemented by adding the following at the end of Item 4: 10b5-1 Trading Plan On December 22, 2025, Vishal Garg entered into a trading plan (the "Garg 2025 Trading Plan") intended to satisfy the affirmative defense condition of Rule 10b5-1 under the Securities Exchange Act of 1934, as amended. Pursuant to the Garg 2025 Trading Plan, a broker dealer may make periodic purchases of up to an aggregate of $5.45 million of shares of Class A Common Stock on behalf of Mr. Garg. This description of the Garg 2025 Trading Plan does not purport to be complete and is qualified in its entirety by the text of the Garg 2025 Trading Plan, the form of which is attached as an exhibit to this Schedule 13D and incorporated herein by reference.

Cross-References

Insider Activity (last 365d)
5 transactions
4 buys · 0 sales · 0 awards/exercises
Issuer Cluster
10 13D/G filings on this issuer
9 other filings besides this one
Filer Track Record
2 filings by this filer
1 other filing in the data moat
Short Interest · settle 2026-07-15
DTC 4.34
5,424 shares short · +1.9% vs prior

Post-Filing Returns · since 2025-12-22 on BETRW

+1 day
0.0%
+5 days
0.0%
+30 days
0.0%
+60 days
0.0%
+90 days
0.0%
+180 days
0.0%

Anchor price 0.31 on closest trading day on/after 2025-12-22. Source: Yahoo Finance daily adj_close (split + dividend adjusted).

Form 4 Insider Transactions · last 365d

DateInsiderRoleTypeSharesPriceValue
2026-05-21 Garg Vishal director, officer, 10%+ owner Buy 15,600 $24.89 $388K
2026-04-10 Framework Ventures IV L.P. 10%+ owner Buy 54,384 $32.96 $1.79M
2026-04-08 Garg Vishal director, officer, 10%+ owner Buy 10,000 $35.05 $351K
2026-04-02 Talwar Harit director Buy 5,000 $35.24 $176K
2026-04-02 Orn Jonsson Sigurgeir officer F 1,409 $32.90 $46K

Other 13D/G Filings on Better Home & Finance Holding Co

FiledFormFilerStakeShares
2026-06-29 SCHEDULE 13D/A Activant Ventures Advisors III, LLC 9.00% 1,290,178 view →
2026-05-29 SCHEDULE 13D/A Garg Vishal 13.50% view →
2026-05-19 SCHEDULE 13D/A Novator Capital Sponsor Ltd. 7.30% 659,446 view →
2025-05-20 SCHEDULE Novator Capital Sponsor Ltd. 8.40% 822,228 view →
2024-12-02 SC Novator Capital Sponsor Ltd. view →
2024-10-25 SC Novator Capital Sponsor Ltd. view →
2024-10-25 SC Activant Ventures Advisors III, LLC view →
2024-10-02 SC Activant Ventures Advisors III, LLC view →
2023-08-28 SC Novator Capital Sponsor Ltd. view →

Other Filings by Garg Vishal

FiledFormIssuerStakeShares
2026-05-29 SCHEDULE 13D/A Better Home & Finance Holding Co BETRW 13.50% view →

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