Creatura Christopher → Vertical Data Inc. VDTA

The Reporting Person acquired the securities reported in this statement as founder shares, upon exercise of stock options granted by the Issuer, and as compensation for services rendered to the Issuer. The Reporting Person holds those securities for investment. The Reporting Person serves as Chief Credit Officer of the Issuer and is an officer of the Issuer within the meaning of Rule 16a-1(f) under the Securities Exchange Act of 1934, as amended. The Reporting Person is not a director of the Issuer. The Reporting Person expects to acquire additional securities of the Issuer from time to time as compensation for services, including upon settlement of restricted stock units and upon exercise of outstanding stock options, and may acquire or dispose of securities of the Issuer depending upon market conditions, the financial position and prospects of the Issuer and other factors. Except as set forth in this Item 4, the Reporting Person does not have, as of the date of this statement, any plans or proposals that relate to or would result in any of the actions specified in clauses (a) through (j) of Item 4 of Schedule 13D. The Reporting Person intends to review the investment in the Issuer on a continuing basis and may, at any time and from time to time, formulate other purposes, plans or proposals regarding the Issuer or the Common Stock.